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Getting started
  • What is a web wallet?

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    A web wallet is a secure online account that lets you store value, send and receive money, and manage cards or balances directly from a browser without installing software.

  • How do I create an account?

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    Sign up with your email or phone, verify your contact, complete identity checks, then add a payment method or top up your balance to start transacting.

  • Which devices and browsers are supported?

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    Modern desktop and mobile browsers are supported; ensure your browser is up to date and that cookies, JavaScript, and secure storage are enabled for authentication and wallet features.

  • Do I need to install anything?

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    No installation is required for a web wallet. Use browser to access your account.

Security and privacy
  • How is my data protected?

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    Data is protected with transport encryption and at-rest encryption.

  • What authentication methods can I use?

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    Enable multi-factor authentication and set strong, unique passwords. These significantly reduce account takeover risks.

  • Are web wallet payments secure?

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    Yes. Web wallet use tokenization so merchants receive a token instead of your actual card number, plus device/browser-level authentication to approve each payment.

  • What should I do if I suspect fraud?

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    Immediately lock your wallet, change your password, revoke active sessions, and contact support.

Payments and transfers
  • How do I add funds or cash out?

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    Top up by card or bank transfer to withdraw, link a bank account and initiate a transfer.

  • Are there fees?

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    Fees depend on method and region (e.g., card top-ups, bank withdrawals, currency conversion). Always review the fee schedule before transacting.

Usage and acceptance
  • Do all merchants accept web wallets?

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    Not all merchants do; acceptance depends on the merchant’s payment setup and supported rails, so keep a backup method when needed.

Limits, holds, and currencies
  • What are transaction and balance limits?

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    Limits depend on verification level, region, and risk policies; increasing limits typically requires completing KYC and maintaining good account standing.

  • How do currency conversion and FX fees work?

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    If paying in a different currency, the wallet or card network converts the amount at prevailing rates plus any applicable FX fees shown at checkout.

  • Why is my transfer on hold?

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    Compliance reviews, risk checks, or bank processing windows can temporarily hold transfers. Holds usually resolve automatically or after requested documentation is provided.

Refunds, disputes, and support
  • How do refunds work?

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    Merchants can issue full or partial refunds to the original payment method; the timeline depends on networks and banks and may take several business days to appear.

  • How do I dispute a charge?

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    To dispute a charge, please email us with the transaction details.

  • How can I contact support?

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    Use email listed in your wallet.

Best practices
  • Security checklist

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    Enable MFA, use strong unique passwords, keep browser updated, review connected devices, and monitor notifications for unusual activity.

  • Payment tips

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    Verify merchant domains, review fees and currency before confirming, and keep a backup payment method for merchants that don’t accept the wallet.